"travel Insurance Exclusions To Watch Out For In Australia"

 "travel Insurance Exclusions To Watch Out For In Australia" - Get coverage for travel inconveniences and medical expenses (including pre-existing medical conditions and COVID-19) on your next vacation.

Travel with confidence and rediscover the world and discover hidden gems in every city, because getting off the beaten path is often the best way to really indulge your wanderlust. From unspoiled natural wonders to secret foodie spots, make the most of your travels and explore hidden gems with peace of mind knowing you're protected with travel insurance from .

"travel Insurance Exclusions To Watch Out For In Australia"

You never know what will happen when you are on the road. Whether it's a flight cancellation due to bad weather or injuries caused by an accident, our travel insurance can cushion your expenses.

Does My Health Insurance Follow Me When I Travel?

24/7 Medical Emergency Hotline: You can call (65) 6338 1222 for assistance in the event of an accident or medical emergency anywhere in the world.

For existing policyholders who purchased travel insurance before April 10, 2023 and their travel begins on or after April 10, 2023, please see our COVID-19 Travel FAQs for more information.

This can refer to the maximum amount we will pay for each benefit section under family coverage during any trip. Each insured is only allowed the maximum benefit per insured in the coverage table.

Coverage for all benefits of our travel insurance will be effective only when you are abroad, except for the following:

Trip Cancellation Insurance

For Personal Accidents, your coverage begins when you leave the place where you usually live or work (whichever is later) to start your trip, or three hours before the start date on your certificate of insurance, whichever is later . Cover Ends:

Yes, our travel insurance will cover you against all travel related benefits except for any conditions arising from any of your pre-existing medical conditions¹. If you have a pre-existing condition, we will recommend that you purchase an Enhanced PreX plan that will cover pre-existing conditions. For coverage of pre-existing medical conditions, see the section on enhanced PreX plans.

The definition of a pre-existing medical condition also applies to injuries or illnesses of your family member or traveling companion.

Leisure activities that are accessible to the general public/tourists, such as bungee jumping, scuba diving, motorcycling (including passenger riding), horse riding, winter sports and rafting are covered under the terms of our policy standard.

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However, dangerous or professional sports and activities are not covered under the terms of our policy. You can contact us on 6788 6616 if you want to check if the activity in which you participate is covered.

If my family consists of me, my father, my spouse and my son traveling together, can I buy with family coverage?

You may want to consider purchasing family coverage for yourself, your spouse, and your child, and adding your father as an individual insured. This can be done by selecting a plan for your family coverage and then adding an insured on the next page.

If my son turns 18 this year, can I insure him as a child? How much would the premium be?

What Does Your Travel Insurance Cover?

Yes, children older than 30 days but younger than 21 can be insured as children. You can refer to our premium chart found on our website for more details.

You can purchase child coverage on all plans or choose to upgrade to adult coverage on the Classic, Deluxe, Enhanced PreX Basic, and Enhanced PreX Superior plans. Your child can be a policy holder if she is 16 years of age or older.

I will travel abroad for a year. Can I buy a travel insurance policy that covers me for one year?

You can purchase one travel insurance plan per trip with a maximum duration of 180 consecutive days for the Classic, Deluxe and Preferred plan, and a maximum duration of 30 days for the PreX Enhanced plan. We cannot accept coverage for more than 180 consecutive days.

Are Pre Existing Conditions Included In International Insurance

No, your insurance period must include your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Your insurance period will be automatically extended while you are abroad, with no additional premium for the first 14 days if:

Our policy covers people who travel abroad for business or vacation. It is not intended to cover people traveling to seek medical treatment.

Yes, your travel insurance will reimburse you for the necessary and reasonable cost of emergency medical, surgical, hospital, dental and ambulance treatment recommended or requested by a doctor for treatment abroad, up to the limit shown in the table of coverage. of your plan or up to a period of up to 45 days from the date of first treatment, whichever comes first.

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Yes, we will pay for the reasonable and necessary costs of doctor-recommended or medically ordered emergency dental treatment for you to receive treatment abroad, up to the limit shown in your plan's coverage table or up to a period of up to 45 days from the date of the first treatment, whichever comes first.

Yes, our travel insurance will cover the costs of your specialized medical treatment as long as you are referred by a general practitioner. This is for a period of up to 45 days from the date of the first treatment or up to the limits of the policy contract, whichever comes first.

If I visit a doctor after returning to Singapore, will my policy cover my medical expenses?

Yes, we will pay the necessary and reasonable costs of medical, surgical, hospital, dental and ambulance treatment for treatment and follow-up in Singapore recommended or ordered by a doctor, depending on the conditions shown:

How Much Does Travel Insurance Cost?

Yes, you can seek medical treatment from a Chinese medicine practitioner or chiropractor as long as the practitioner is registered with the Board of Traditional Chinese Medicine (TCM) Practitioners and holds valid practice certificates. This must be done within three days of your return to Singapore and you have up to 30 days to continue treatment.

Yes, one of your family members can come to visit you as long as you are hospitalized abroad for at least three full days due to an injury or illness sustained during your trip and no adult family member is with you at the time.

We will pay reasonable economy class transportation (for air, sea, or land travel) and hotel accommodations for a family member to travel with you or a fellow traveler to stay with you until a doctor confirms that you are in medical condition. doctor to continue your trip or to return to Singapore or up to 30 days from the date of completion of the trip, whichever comes first.

Yes, we will pay the benefit for each full 24-hour period that you are an inpatient in the hospital, up to the amount shown in your plan's coverage table. This benefit will end once you leave the hospital abroad.

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No, either you or our designated assistance company will organize and decide the most appropriate means of evacuation. It may include air ambulance, surface ambulance, scheduled air transport, or any other appropriate means. You can be sure that our decisions will be based solely on its severity and medical necessity.

The Ship Home benefit covers the costs incurred for transporting and returning the insured's body to Singapore or their home country. This is provided that death occurs due to an injury or illness that occurred abroad.

You will be eligible to cancel your travel benefit under the following conditions, as long as they occur within 30 days prior to your scheduled departure date:

You will be eligible for cancellation of your travel benefit under the following conditions if they occur prior to your scheduled departure from Singapore:

Travel Insurance Features

* Family member means your husband or wife, children, parents, brothers and sisters, parents-in-law, brothers-in-law, sisters-in-law, grandparents, grandparents-in-law, daughters-in-law, children-in-law, or grandchildren.

We will pay for transportation (air, sea or land travel) and accommodation costs that you have paid or have agreed to pay under contract and that you cannot recover (including the travel agent cancellation fee) up to the limit of benefits of your plan. You must first request reimbursement of prepaid expenses from the transportation or accommodation provider. We will reduce your claim by the amount the transportation or accommodation provider has reimbursed you.

If I cancel my trip two months before the departure date due to serious illness, is it covered by my travel insurance?

No, you will only be covered by the Trip Cancellation benefit of our travel insurance if you cancel your trip 30 days before your departure date from Singapore due to your serious illness.

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If I am unable to travel due to work commitments and need to cancel my trip, is it covered by my travel insurance?

No, it will not be covered by our travel insurance since work commitment is not one of our insured risks. However, you can cancel your policy and we will refund the unused premium paid less an administrative fee.

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